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> > Which will be a real hoot at the last town, particularly if you're strapped for cash. So watch out for that.
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> That's right. I'm playing my second time around now, and the reason for that is that I died on the tenth level. I got dragged back to Teralt (lvl 9 town) and it was like a couple million gold pieces each to resurrect my characters. I had enough to revive 3 of them, but then they died and I had to start the game over with new characters. I was really pissed.
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> Moral of the Story: NEVER GO TO TERALT. It's not worth the trip. You should have enough spell points and curative spells by the time you get to level 9 that you shouldn't even need to go into town. If you do visit Teralt, get back to Kaliti as quick as possible. You do not want that "kind" adventurer dragging you back to that clinic unless each of your characters has several million gold.

A good way to tell if you're ready for Teralt is heading down to level 8 (from Kaliti) and trying out the monsters there. Level 9's going to be a little tougher, so if you can beat level 8 battles handily, you can probably survive around Teralt. Eventually you do want to move to Teralt if you're looking to do more than win the game as soon as possible -- i.e., find rare items, plunder all of level 10's pools, or level up quickly.